Disclosure
Global Capital Advisory and GlobalCapitalAdvisory.com are trademarks of a Hong Kong based
Limited Liability company. Global Capital Advisory is a computerized loan and investor
Introducer. Global Capital Advisory is not a lender. Global Capital Advisory does not make
loans or credit decisions in connection with loans, nor does Global Capital Advisory issue
commitments or lock-in agreements. Global Capital Advisory is not an agent of either you, the
consumer, or any participating bank, lender, hedge fund, investor and other financial
institutions and intermediaries. Global Capital Advisory’s services are administrative and
consultative only. You should rely on your own judgment in deciding which available product
best suits your needs and financial means. You are under no obligation to use Global Capital
Advisory to commence the financing process and Global Capital Advisory does not guarantee
that completing a request will result in your receiving a loan or investment from a
participating bank, lender, hedge fund, investor or other financial institutions or
intermediaries. The request you submit is not an application for credit. Rather, it is a request
for a loan or investment pre-qualification. You may have to complete an application with the
participating bank, lender, hedge fund, investor or other financial institutions or intermediary
before they will extend an unconditional loan and / or investment offer. A participating bank,
lender, hedge fund, investor or other financial institution or intermediary you select may
require you to pay an application fee to cover the costs of an appraisal, credit report or other
items. The participating bank, lender, hedge fund, investor or other financial institutions or
intermediary will determine the amount of any such fees, and should provide information to
you regarding the refundability of any such fees. Global Capital Advisory does not charge you,
the consumer, any fees for its services. Global Capital Advisory receives its compensation from
the participating bank, lender, hedge fund, investor or other financial institutions or
intermediary for the goods, facilities and services actually provided by Global Capital
Advisory. Global Capital Advisory compensation varies by product.
Terms & Conditions
Global Capital Advisory services offered to you, are conditioned on your acceptance without
modification, of the terms, conditions, and notices contained in this agreement. Your use of
Global Capital Advisory services constitutes your agreement to all such terms, conditions, and
notices.
Security Policy
Global Capital Advisory uses extensive and sophisticated secure technology to protect your
data and transmissions between you, Global Capital Advisory, participating bank, lender,
hedge fund, investor and other financial institutions and intermediaries. Technology
highlights include, Transmission between browsers and our web server is implemented using
Secure Sockets Layer (SSL) technology. This technology requires an SSL-capable browser
such as MS Internet Explorer 3.0 (or later) or Netscape Navigator 2.0 (or later). Transmissions
between Global Capital Advisory and participating Lenders or Global Capital Advisory and
real estate professionals are encrypted using public key cryptography algorithms with a
minimum key size of 128 bits. Our database is physically separated from our web server and is
protected by a physical firewall. Although Global Capital Advisory has taken these reasonable
and appropriate measures to ensure that your personal information is delivered and disclosed
only in accordance with your instructions, Global Capital Advisory cannot and does not
guarantee that the personal information you provide will not be intercepted by others and
decrypted.
Loan and Investments Origination services
All the information you provide in your loan, credit, investment or other request should be true
and complete. You authorize Global Capital Advisory to check your credit history, and to
provide your information, including your credit history. You further authorize the participating
banks, lenders, hedge funds, investors and other financial institutions and intermediaries,
necessary to complete your transaction, to check your credit history and to return their
decision to you via Global Capital Advisory . You understand that participating banks, lenders,
hedge funds, investors and other financial institutions and intermediaries may keep your
details, whether or not your request is qualified with them. Global Capital Advisory is not a
lender and does not make loans or credit decisions in connection with loans. Global Capital
Advisory does not endorse or recommend the products of any participating banks, lenders,
hedge funds, investors and other financial institutions and intermediaries on or through
Globalcapitaladvisory.com. Global Capital Advisory is not an agent of either you, or any
participating banks, lenders, hedge funds, investors and other financial institutions and
intermediaries. Global Capital Advisory's services are administrative and consultative only.
You should rely on your own judgment in deciding which available loan or investment
product best suits your needs and financial means. The participating banks, lenders, hedge
funds, investors and other financial institutions and intermediaries are solely responsible for
their services to you, and you agree that Global Capital Advisory shall not be liable for any
damages or costs of any type arising out of or in any way connected with your use of such
services. The services provided by Global Capital Advisory are available for projects,
company's and individuals from any country, and Loans and investments may only be made to
residents of, or secured by real property or assets located in states where participating banks,
lenders, hedge funds, investors and other financial institutions and intermediaries are licensed
or authorized to make such loans and investments, as indicated herein under the section.
Participating banks, lenders, hedge funds, investors and other financial institutions and
intermediaries are not attempting to make loans or investments outside of their authorized
states or country by participating in and offering their products on this Web site. Global Capital
Advisory and/or participating banks, lenders, hedge funds, investors and other financial
institutions and intermediaries expressly reserve the right to discontinue, suspend or terminate
the offering of any loan and investment product in any specific city or country. Global Capital
Advisory does not guarantee acceptance into any particular loan or investment program or
specific loan terms or conditions or letter of intent or approval with any participating bank,
lender, hedge fund, investor and other financial institutions and intermediaries; loan and
investment approval standards are established and maintained solely by individual
participating banks, lenders, hedge funds, investors and other financial institutions and
intermediaries. Likewise, Global Capital Advisory does not guarantee that the loan and
investment terms or rates offered and made available by participating banks, lenders, hedge
funds, investors and other financial institutions and intermediaries through this Web site are
the best terms or lowest rates available in the market. Unless expressly stated in writing,
nothing contained herein shall constitute an offer or promise for a loan or investment
commitment or interest rate or terms and conditions lock-in agreement. Global Capital
Advisory does not charge you, a fee to use our service. Global Capital Advisory is almost
always paid a fee by participating banks, lenders, hedge funds, investors and other financial
institutions and intermediaries for the goods, facilities and services provided. Your use of
Global Capital Advisory's services constitutes your agreement with this compensation
arrangement.
Financial services
All of the information you provide in all application forms and other submissions should be
true and complete. You authorize Global Capital Advisory to forward your information to its
network of participating banks, lenders, hedge funds, investors and other financial institutions
and intermediaries as deemed appropriate by Global Capital Advisory. You understand that
these participating banks, lenders, hedge funds, investors and other financial institutions and
intermediaries may keep this form, whether or not you complete a loan, investment, joint
venture or any other transaction with them. Global Capital Advisory does not offer, commit or
sell loans and investments. Loans, Investment and Venture activities are performed by local
licensed participating banks, lenders, hedge funds, investors and other financial institutions
and intermediaries. Global Capital Advisory acts as a referring broker by referring you to a
licensed participating bank, lender, hedge fund, investor and other financial institutions and
intermediaries. For its services, Global Capital Advisory may receive a referral fee of up to
25% of the participating bank, lender, hedge fund, investor and other financial institutions and
intermediaries commission. Your use of Global Capital Advisory's services constitutes your
agreement with this compensation arrangement.
Copyrights and Trademarks
All contents of this Web site are: Copyright © 2001-2008 Global Capital Advisory, and/or its
suppliers, participating banks, lenders, hedge funds, investors and other financial institutions
and intermediaries, service mark of Global Capital Advisory. Other product and company
names mentioned herein, including the names of participating Lenders, may be the
trademarks of their respective owners.
Disclaimers
Global Capital Advisory intends that the information contained in it's Web site be accurate
and reliable; however, errors sometimes occurs. In addition, changes and improvements to the
information provided herein may be made by Global Capital Advisory at any time. The web
site and the information, software, products and services associated with it are provided "as is."
Global Capital Advisory and/or its suppliers, participating banks, lenders, hedge funds,
investors and other financial institutions and intermediaries disclaim any warranty of any kind,
whether express or implied, as to any matter whatsoever relating to the web site and any
information, software, products and services provided herein, including without limitation the
implied warranties of merchantability, fitness for a particular purpose, title, and non
infringement. Use of Global Capital Advisory's services is at your own risk. Global Capital
Advisory and /or participating banks, lenders, hedge funds, investors and other financial
institutions and intermediaries are not liable for any direct, indirect, punitive, incidental,
special or consequential damages or other injury arising out of or in any way connected with
the use of Global Capital Advisory's services or with the delay or inability to use the web site,
or for any information, software, products and services obtained through the web site, or
otherwise arising out of the use of the web site, whether resulting in whole or in part, from
breach of contract, tortuous behavior, negligence, strict liability or otherwise, even if Global
Capital Advisory and/or its suppliers, participating banks, lenders, hedge funds, investors and
other financial institutions and intermediaries had been advised of the possibility of damages.
Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion
may not apply to you.
Indemnification
As a condition of use of this Web site and resulting services, you agree to indemnify Global
Capital Advisory and its suppliers, participating banks, lenders, hedge funds, investors and
other financial institutions and intermediaries, employees from and against any and all
liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting
from your use of Global Capital Advisory's services, including without limitation any claims
alleging facts that if true would constitute a breach by you of this agreement.
External Links
Global Capital Advisory's Web site may contain links to web sites maintained by third parties.
Such links are provided for your convenience and reference only. Global Capital Advisory
does not operate or control in any respect any information, software, products or services
available on such Web sites. Global Capital Advisory's inclusion of a link to a Web site does
not imply any endorsement of the services or the site, its contents, or its sponsoring
organization.
Error and Delays
Global Capital Advisory is not responsible for any errors or delays in responding to a
qualification form or referral form caused by an incorrect e-mail address provided by you or
other technical problems beyond our reasonable control.
Disputes
Any claim or controversy arising out of or relating to the use of Global Capital Advisory's
services, to the goods or services provided by Global Capital Advisory, or to any acts or
omissions for which you may contend Global Capital Advisory is liable, including but not
limited to any claim or controversy as to arbitrability ("Dispute"), shall be finally, and
exclusively, settled by arbitration venued as per Global Capital Advisory's, its connected
registered company and employees, choosing and discretion. Such location would be
determined at the sole discretion of Globalcapitaladvisory.com and its owners. The arbitration
shall be held before one arbitrator under the commercial arbitration rules. The arbitrator shall
be selected pursuant to the relevant rules. Should no rule regarding the selection of an
arbitrator be in effect, you shall select an arbitrator from a panel of arbitrators acceptable to
Global Capital Advisory. In any arbitration, Global Capital Advisory will pay the filing fee, plus
the costs associated with the first day of arbitration, with the remaining costs of arbitration paid
by the non-prevailing party. To begin the arbitration process, a party must make a written
demand therefor. Any judgment upon the award rendered by the arbitrators may be entered in
any court of competent jurisdiction, chosen at the sole discretion of Globalcapitaladvisory.
com, regardless of who the prevailing party is. The arbitrators shall not have the power to
award damages in connection with any Dispute in excess of actual compensatory damages
and shall not multiply actual damages or award consequential, punitive or exemplary
damages, towards Globalcapitaladvisory.com and its connected limited liability company or
employees, and you irrevocably waive any claim thereto. The agreement to arbitrate shall not
be construed as an agreement to the joinder or consolidation of an arbitration under this
agreement with an arbitration of disputes or claims of any non-party, regardless of the nature
of the issues or disputes involved. This agreement provides that all disputes between you and
global capital advisory will be resolved by binding arbitration. You thus give up your right to
go to court to assert or defend your rights. You also give up your right to participate in or bring
class actions. Your rights will be determined by neutral arbitrators and not a judge or jury. You
are entitled to a fair hearing, but the arbitration procedures are simpler and more limited than
rules applicable in court. Arbitrator decisions are enforceable as any court order and are
subject to very limited review by a court. By using Global Capital Advisory's goods and
services you consent to these restrictions. Should a Dispute arise and should the arbitration
provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit
between you and Global Capital Advisory, the parties agree that jurisdiction over and venue of
any suit shall be exclusively chosen at the sole discretion of Globalcapitaladvisory.com
Breach of any of these terms which are considered accepted, would result in you paying
compensation as chosen at the sole discretion of Globalcapitaladvisory.com. If either party
employs attorneys to enforce any right in connection with any Dispute or lawsuit and only if
Globalcapitaladvisory.com is the prevailing party, then as the prevailing party
Globalcapitaladvisory.com shall be entitled to recover reasonable attorneys' fees.
Other terms and Notices
This Agreement constitutes the entire agreement between you and Global Capital Advisory
and it supersedes all prior or contemporaneous communications, promises and proposals,
whether oral, written or electronic, between you and Global Capital Advisory with respect to
the Web site and information, software, products and services associated with it. This
Agreement shall be subject to and construed in accordance with the laws of a jurisdiction
chosen solely at the discretion of Global Capital Advisory, excluding its conflict of laws
principles. If any part of this agreement is determined to be invalid or unenforceable pursuant
to applicable law including, but not limited to, the warranty disclaimers and liability
limitations set forth above, then the invalid or unenforceable provision will be deemed
superseded by a valid enforceable provision that most closely matches the intent of the
original provision, and the remainder of the agreement shall continue in effect. A printed
version of this agreement and of any notice given in electronic form shall be admissible in
judicial or administrative proceedings based upon or relating to this agreement to the same
extent and subject to the same conditions as other business documents and records originally
generated and maintained in printed form. All rights not expressly granted herein are reserved.
Credit Information
Because the Qualification Form you completed, may be considered an application for the
purposes of the Equal Credit Opportunity Act or similar acts of various other global
jurisdictions, we have elected to provide you with several important notices. However, please
be advised that Global Capital Advisory is not a creditor and is not responsible for the lending
and investing or venture criteria supplied by participating banks, lenders, hedge funds,
investors and other financial institutions and intermediaries, which are or will be used to
analyze your information. You have the right under the Fair Credit Reporting Act and other
similar acts in various global jurisdictions to know the information in your credit file at
consumer reporting agency's. You may also wish to contact your local consumer protection
agency to learn of any rights you may have under the law of the jurisdiction. If you find that
any of the information contained in the report you receive is inaccurate or incomplete, you
have the right to dispute the matter with the appropriate consumer reporting agency.
However, be advised that the consumer reporting agency does not determine that no Lender
or investor match could be made and will be unable to supply specific reasons why no match
was or could be made. The Federal Equal Credit Opportunity Act in the USA prohibits
creditors from discriminating against credit applicants on the basis of race, color, religion,
national origin, sex, marital status, age (provided the applicant has the capacity to enter into
a binding contract), because all or part of the applicant's income derives from any public
assistance program, or because the applicant has in good faith exercised any right under the
Consumer Credit Protection Act of the USA. The federal agency that administers compliance
with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC
20580. Applicable to American citizens.
Privacy Policy
Your Privacy is Important to Us. At Global Capital Advisory, your privacy is our chief concern.
We understand that you entrust us with your private financial information to help us match you
with a participating bank, lender, hedge fund, investor and other financial institutions and
intermediaries who can meet your needs. In exchange for your trust, you expect and deserve
our commitment to treat your information with respect. Rest assured that we protect your
privacy. Under no circumstances will Global Capital Advisory sell or share any personal
information about you to or with any person or organization except: as authorized by you, to
participating banks, lenders, hedge funds, investors and other financial institutions and
intermediaries, other parties involved in your transaction, or as may be required by law or court
order.
Information
Global Capital Advisory is the online marketplace that connects global capital for local and
bespoke or custom applications. There are more than 240 participating bank, lender, hedge
fund, investor and other financial institutions and intermediaries connected to Global Capital
Advisory. There are several areas on a Global Capital Advisory site where you may be asked to
enter both personal and non-personal information. We do not sell or share any personal
information about you to or with any person or organization except: as authorized by you, to
participating banks, lenders, hedge funds, investors and other financial institutions and
intermediaries or other parties involved in your transaction, or as may be required by law or
court order. We use the information you provide on your loan or investment or venture request
to match you with up with the participating banks, lenders, hedge funds, investors and other
financial institutions and intermediaries. We may also send your information to other third
parties relevant to your transaction. You'll find our sites easy to navigate to find all the
information you need to complete your transaction.
TM
G l o b a l C a p i t a l , B e s p o k e A p p l i c a t i o n s
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